Residential Hurricane

When earthquakes, hurricanes, and floods happen, basic homeowners insurance may not be enough. Palomar offers a comprehensive range of residential insurance products to protect against these losses. That means you can enjoy peace of mind knowing you’ll have the resources to rebuild your life when hardships occur.

Hawaii Hurricane

Available in Hawaii through Laulima Exchange, Palomar Excess and Surplus Insurance Company, and Palomar Specialty Insurance Company.

Product Overview

• Stand-alone residential hurricane program for use with homeowners, rental dwellings, and condo unit-owners
• Higher limits available up to $10 million total insured value

Guidelines & Eligibility

• Frame single wall, frame double wall, superior frame, masonry and wind resistive construction types are eligible
• No coastal restrictions

Coverage & Limits

• Higher limits available up to $10mm total insured value
• Broad coverage including replacement cost, fair rental value, ordinance or law and economic demand surge
• Deductible options as low as 1%