Palomar Specialty is a leading insurer for residential earthquake products with a wide ranging distribution network. Our flexible coverages have been designed specifically to meet the needs of homeowners.
Product Overview
- Companion Homeowners property insurance required
- Coverage amount must be equal to the underlying dwelling limit
- Dwellings: $75,000 minimum dwelling limit to $5 million total insured value
- Deductible Options: 5%, 10%, 15%
- Construction Types: wood frame, steel frame, stucco, masonry veneer, masonry
- Residence types must be individually owned with 1-4 family dwellings
- Sub-limits for other structures, contents, loss of use and code upgrades
- All pre-existing earthquake structural damage must be repaired prior to writing coverage
- Minimum Premium – $150
