Products & Coverages

Available in: Tennessee

Palomar Specialty’s Commercial Products are offered on an ADMITTED basis.

Product Overview

State guarantee association backstop
Fast turnaround time and account servicing
Primary and excess participation
Strong financial backing
Total Insurable Value’s (TIV) up to $2 billion
Maximum Line of $25 million

Guidelines & Eligibilites

Target classes include habitational/condo, lessors risk only, office/professional buildings, hotels and motels, retail/strip/shopping malls, public entity/municipalities, builders risk

Ineligible classes include tuck-under or other soft story parking, unreinforced masonry or hollow concrete block, very high liquefaction or bay mud/soft soil, historical buildings, research hospitals and labs, bridges and tunnels

Frame Construction must be constructed in 1956 or newer; All Other Construction 1975 and newer

Coverage & Limits

Optional coverages include EQSL, Flood outside of zones A and V, and ordinance or law; EQ can also be offered as a standalone peril

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August 26, 2016